Loans for
  • Home Loan for Buying or Constructing
  • Rural Housing Loan
  • Home Renovation or Home Extension Loan
  • Top-Up Loan

Other Loans available for
  • Loan against property
  • Loan against Mutual Funds
  • Balance Transfer for existing Home Loan
  • Gold Loan
  • Consolidation of Personal Loans, Car Loan etc into Low interest Housing Loan

 

Instant LAMF limit within minutes

 

Interest rate,
at 10.50%* p.a.(on utilized amount)

*Subject to change

 

Large list of Approved Mutual Fund

Loan against Mutual Funds

Don’t Redeem it, Lien it Instead

Avail loan against mutual funds and get the short-term financial assistance you need for any emergency expenses without selling your mutual funds.

Features & Benefits of LAMF:

Get LAMF Limit Online Within Minutes

No need to wait for days. Complete simple steps to get an overdraft limit against mutual funds within minutes using Mobile App

Zero Foreclosure Charges

No lock-in & no foreclosure charges if you decide to repay your outstanding’s early.

Instant Disbursal

LAMF provide access to funds whenever you need them. Get the required amount credited directly to your provided bank account on the same day.

Attractive Interest Rate

Avail loan at an attractive Interest rate starting 9% p.a (on utilized amount) with flexi payment option. Unlike term loans, interest on LAMF is levied only on the amount you use and for the number of days you utilize.

Loan Tenure

The overdraft limit provided against your mutual funds has a tenure of 12 months and is renewed thereafter.

Apply instantly on WhatsApp

 

100% Digital
Process

100% Digital Process

No need of visiting branches or reaching out to relationship managers. With the LAMF mobile app you can complete your entire journey online without submitting any physical documents.

Large List of Approved Securities

Select list of approved mutual funds from different AMCs in India. You can lien mark mutual funds registered with both CAMS & KFintech, RTAs.

Retain Ownership

Allow your mutual funds to achieve long-term goals. You continue to retain ownership of your mutual funds and reap all the benefits that are associated with it.

Higher Loan Value

One place for all your financial requirements with a higher limit up to Rs 1Cr in case of equity mutual funds (45% LTV) and up to Rs 3Cr in case of debt mutual funds (80% LTV) Minimum Loan Amount issued  10000/-  and fixed Processing Fees   999/-   +  taxes as applicable

Easy Repayment

Manage your funds with more flexibility. You are required to service the interest amount accrued as per utilization on a monthly basis.

NRIs From following countries can avail Home Loans

  • Singapore
  • Middle East Region
  • United Kingdom (UK)

Special Scheme For senior citizen to generate regular Income

  • Mortgage your residential house to Bank
  • Bank will provide you monthly cash flow to you
  • You & your spouse can live in the house for entire life
  • Nominee has option to pay back loan amount & get back the House.
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