Loans for
- Home Loan for Buying or Constructing
- Rural Housing Loan
- Home Renovation or Home Extension Loan
- Top-Up Loan
Instant LAMF limit within minutes
Interest rate,
at 10.50%* p.a.(on utilized amount)
*Subject to change
Large list of Approved Mutual Fund
Loan against Mutual Funds
Don’t Redeem it, Lien it Instead
Avail loan against mutual funds and get the short-term financial assistance you need for any emergency expenses without selling your mutual funds.
Features & Benefits of LAMF:
No need to wait for days. Complete simple steps to get an overdraft limit against mutual funds within minutes using Mobile App
No lock-in & no foreclosure charges if you decide to repay your outstanding’s early.
LAMF provide access to funds whenever you need them. Get the required amount credited directly to your provided bank account on the same day.
Avail loan at an attractive Interest rate starting 9% p.a (on utilized amount) with flexi payment option. Unlike term loans, interest on LAMF is levied only on the amount you use and for the number of days you utilize.
The overdraft limit provided against your mutual funds has a tenure of 12 months and is renewed thereafter.
100% Digital
Process
No need of visiting branches or reaching out to relationship managers. With the LAMF mobile app you can complete your entire journey online without submitting any physical documents.
Select list of approved mutual funds from different AMCs in India. You can lien mark mutual funds registered with both CAMS & KFintech, RTAs.
Allow your mutual funds to achieve long-term goals. You continue to retain ownership of your mutual funds and reap all the benefits that are associated with it.
One place for all your financial requirements with a higher limit up to Rs 1Cr in case of equity mutual funds (45% LTV) and up to Rs 3Cr in case of debt mutual funds (80% LTV) Minimum Loan Amount issued 10000/- and fixed Processing Fees 999/- + taxes as applicable
Manage your funds with more flexibility. You are required to service the interest amount accrued as per utilization on a monthly basis.
NRIs From following countries can avail Home Loans
Special Scheme For senior citizen to generate regular Income